Frequently asked questions

How much can I borrow?

From $1,000 CAD to $50,000 CAD, depending on your repayment capacity.

What is the loan term?

Between 12 and 84 months.

How long for an answer?

Usually 1 business day after receiving a complete file.

Can I repay early?

Yes. Early repayment reduces the total cost of interest.

Which documents should I provide?

Photo ID, proof of income and proof of address.

Who can lease?

Individuals living in Québec with a regular income.

Can I buy the vehicle at the end?

Yes, at the residual value price set out in the contract.

Is death insurance paid?

It is included free on eligible loans.

What is the waiting period?

Initial period during which the coverage does not yet apply.

How do I access my portal?

With your email and the file number received after your application.

How do I request a payment pause?

From your portal or by contacting an advisor, according to the contract terms.

Another question? Call 1 800 555-0142 or write to contact@rougecredit.ca.